Facing Foreclosure in South Carolina?

If you're behind on payments and the bank's letters are stacking up, you're not alone — and you're not out of options yet. We're 5C Properties, a local, family-owned company. We buy houses in Richland, Lexington, and Aiken counties for cash, as-is, and we can move on your timeline — ASAP if that's what you need, or on a date that works better for you.

Selling before the foreclosure sale means the loan gets paid off and you walk away with whatever equity is left, instead of losing the house and getting nothing. No repairs, no showings, no commissions, and we pay the closing costs. Call us at (803) 219-8575 or fill out the short form — the conversation is free and there is no obligation.

One honest note: we're home buyers, not lawyers or credit counselors. If you want legal advice about your foreclosure, talk to a South Carolina attorney. If you want the house sold before the sale date, that's our part — and the sooner we talk, the more we can do.

Get Your FREE Cash Offer

Tell us about your house and we'll get to work on your offer.

Fair, no-obligation offer within 24 hours. No fees, ever.

How It Works

1

Tell us about the house

Call or send the form. We research your property and the local market — no visit needed to get started.

2

Get your cash offer

A fair, no-obligation offer. The number we agree on is the number you get — no fees or commissions come out of it.

3

Close on your schedule

We close through a licensed South Carolina closing attorney — as soon as you're ready, or later if you need time. You pick the date, and we pay the closing costs.

We Can Help If…

Why Selling Now Beats Waiting It Out

A foreclosure that goes all the way to a sale is about the worst outcome there is: you lose the house, you get none of the equity, and the foreclosure stays on your record for years. Selling before the sale date flips that — the loan gets paid, the process stops, and whatever equity you have left lands in your pocket instead of evaporating.

Listing with an agent usually doesn't work here. A traditional sale takes time you may not have — showings, inspections, a buyer waiting on bank financing that can fall through at the last minute. We pay cash, so there's no lender on our side to slow things down or kill the deal. You pick the closing date, we pay the closing costs, and there are no commissions. If a straight cash number doesn't work because of what you owe, ask us about taking over your payments — there may be an option a regular buyer can't offer.

Frequently Asked Questions

Can you buy my house before the foreclosure sale?

Yes — as long as we can close before the sale date, the sale pays off the loan and the foreclosure stops. The sooner you call, the more room we have to work with, so don't wait on us.

What if I owe more than the house is worth?

Talk to us anyway. Depending on your loan, we may be able to discuss taking over your payments or whether your loan is assumable. Every situation is different — we'll run the real numbers with you and tell you straight if we can't help.

Do I need to make repairs or clean the house first?

No. We buy as-is. Leave anything you don't want — we'll handle it after closing.

Are there any fees or commissions?

None. No agent commissions, no fees, and we pay the closing costs.

I'm already getting letters from the bank's attorneys. Is it too late?

Probably not. In South Carolina, foreclosure goes through the courts, and until the sale actually happens there's usually still time to sell. The clock is real, though — call us and we'll tell you honestly where you stand.

What happens at closing?

We close through a licensed South Carolina closing attorney. The loan gets paid off out of the sale, and anything left over after the payoff is yours.

Other Situations We Help With

We also buy houses from folks inherited a house · selling a rental property · selling a vacant or run-down house. Different problem, same deal: all cash, as-is, no commissions, and we pay the closing costs.

Get Your Cash Offer

Call us at (803) 219-8575, or fill out the form on this page. Fair cash offer, no obligation — take it or leave it.

Call (803) 219-8575

Get My Cash Offer

Tell us about your house and we'll get to work on your offer.

Fair, no-obligation offer within 24 hours. No fees, ever.
📞 Call (803) 219-8575